In a housing market where mortgage rates can shift on global headlines and property chains remain painfully fragile, homeowners are being urged to get “move-ready” before putting their property on the market or starting their property search.
The call comes as the property sector pushes for faster and more streamlined conveyancing amid wider economic uncertainty. Major lenders and property businesses are investing in digital systems designed to reduce delays, cut fall-through rates and speed up transactions.
A government-backed open property coalition is working to accelerate the digitisation of homebuying, while Nationwide recently became the first lender to accept e-signatures. Lloyds is among the latest to announce an initiative focused on gathering key information earlier in the process and improving how data is shared between parties.
Conveyancing specialists say these changes reflect growing recognition that the traditional homebuying process can be frustratingly slow, particularly at a time when buyers and sellers are watching mortgage rates and household costs closely.
Recent geopolitical tensions, including concerns over oil prices and global market stability, have added to uncertainty. Alongside, the spring and summer months traditionally see increased activity in the housing market, which can place additional pressure on all parties involved in the chain.
A significant proportion of property transactions fall through before completion, often because issues emerge late in the process. Missing documents, delays in obtaining searches, identity checks or uncertainty around funding can all create hold-ups.
“With ongoing worries about inflation, interest rates and the wider global economy, many
buyers and sellers want greater certainty and fewer roadblocks when they move,” said Brinda Granthrai, property law specialist at RIAA Barker Gillette. “There’s a growing recognition that those who are better prepared are more likely to avoid delays later in the transaction, which is leading to more ‘vetting’ of potential buyers and sellers before agreeing to a sale or purchase.”
Many organisations across the property sector are working collaboratively to modernise the process through greater use of digital technology, earlier verification checks and improved information sharing. However, lawyers stress that technology alone is unlikely to solve every problem.
“Digital improvements are welcome and can certainly help reduce duplication and administrative delays,” Brinda explained. “But preparation remains key. Sellers who gather documents early, so paperwork is ready before a buyer is found, and who respond promptly to enquiries and potential issues, are generally in a much stronger position.”
Buyers can also help avoid unnecessary delays by ensuring mortgage agreements are in place, having proof of funds readily available and instructing their solicitor and dealing with identity verification at an early stage.
“It’s welcome that we are seeing these moves towards making moving home smoother and less stressful,” added Brinda. “The government promised a homebuying ‘shake up’ last October, but for now, to avoid hiccups along the way, proactive steps early on are the best option.”
About the author
Brinda Granthrai joined RIAA Barker Gillette (UK)’s real estate team in May 2025. She brings over 15 years of experience advising high-net-worth individuals, private companies and international investors on complex real estate transactions. She works closely with the team to deliver commercially focused, pragmatic solutions across the full property lifecycle.