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For individuals

Personal insolvency

Our personal insolvency team offers pragmatic advice to individuals, directors and investors on a variety of personal insolvency matters.

Whether you owe a substantial sum or a substantial sum of money is owed to you, personal insolvency advice is sought for many reasons, both in and out of your control.

Speak to our head of dispute resolution, M. Qaiser Khanzada, today.

Practice areas

Address withheld orders

In an emergency, our personal insolvency team can apply to the court not to have your details published in the court files, bankruptcy order, London Gazette and/or the Insolvency Register.

Asset/debt protection and recovery

Search and seizure orders, doorstep imaging orders, investigations using private and public examination procedures under the Insolvency Act.

Bankruptcy

Bankruptcy orders to protect against creditors.

Challenges

Challenging service of the statutory demand and challenging bankruptcy petitions on the grounds of disputed debts.

COMI

Detecting a debtor’s centre of main interest under EC Insolvency Regulations.

Injunctions

Injunctions to prevent the presentation of bankruptcy petitions, following the service of a statutory demand on the grounds of a genuinely disputed debt.

Individual Voluntary Arrangement (IVAs)

Arrangements with creditors providing an effective framework and timetable for the settlement of debt.

Regulated employment

Certain regulated professions such as accountancy, law, gambling, financial services and banking bar bankrupts from working for them. Other professions place restrictions on the types of work a bankrupt can do.

Regulatory

Liaising with HMRC and other regulatory authorities

At a glance
  • We pursue bankruptcy orders on behalf of private landlords, letting both commercial and residential properties in the UK, against defaulting tenants.
  • We advise individuals of their personal guarantee obligations under commercial contracts (such as development and joint venture agreements).
  • We advise directors and shadow directors in relation to wrongful/fraudulent trading and misfeasance claims brought by liquidators.
  • We advise individuals on high value HMRC claims for outstanding tax, interest, penalties and surcharges.
  • We advise individuals seeking Voluntary Arrangements with a view to restructuring their debt liabilities.
  • When seeking bankruptcy, we work closely with insolvency practitioners to assess our client’s needs, obligations and expectations and to examine and determine whether bankruptcy is right for them.
Debt recovery costs information and transparency

Please view the following webpage for a full description of our costs and charges in accordance with the Solicitors Regulation Authority (SRA) Transparency Rules 2018.<

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What they say...

  • Brian Higgins, April 2024
    “Patrick was excellent, responded quickly and gave concise, clear advice. He made the process very straightforward.” Employment

  • J. Cassell, April 2024
    “We were advised by Charlotte Barbaroussis. Her dealings were very professional. She was pleasant easy to deal with and very approachable. Her help during the process of setting up my wife’s and my will made the task a lot easier.”

  • David Delicata, April 2024
    “I dealt with Pippa Marshall for my divorce, who was recommended to me by a friend who worked with Pippa for his complicated divorce. She was very professional and very informative. Pippa took her time to go through every aspect, and I really f

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    “Victoria and her team steered us through the fine print of the transaction calmly and clearly and helped us achieve the desired outcome despite the complexities of the deal”. Corporate and commercial

  • Kate C, April 2024
    “Very helpful in a very stressful situation. Patrick and the team were very helpful during my redundancy process and whilst I didn’t have to pursue any legal action their advice was timely and crucial in my decision making process.”

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