{"id":13034,"date":"2022-03-26T15:09:50","date_gmt":"2022-03-26T15:09:50","guid":{"rendered":"https:\/\/riaabarkergillette.com\/uk\/?page_id=13034"},"modified":"2024-10-15T11:48:42","modified_gmt":"2024-10-15T11:48:42","slug":"personal-insolvency","status":"publish","type":"page","link":"https:\/\/www.riaabarkergillette.com\/uk\/our-expertise\/for-individuals\/personal-insolvency\/","title":{"rendered":"Personal insolvency"},"content":{"rendered":"\n<p>Whether you owe a substantial sum or a substantial sum of money is owed to you, personal insolvency advice is sought for many reasons, both in and out of your control.<\/p>\n\n\n\n<p><strong>Speak to our head of dispute resolution, <a href=\"https:\/\/www.riaabarkergillette.com\/uk\/our-team\/qaiser-khanzada\/?memberName=M.%20Qaiser%20Khanzada\">M. Qaiser Khanzada<\/a>, today.<\/strong><\/p>\n\n\n\n<div class=\"col-sm-12\"><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/testimonial-category\/testimonials\/testimonials-dispute-resolution\/\" class=\"thumb-btn\">View testimonials<\/a><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading blue-color\" id=\"h-practice-areas\">Practice areas<\/h4>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Address withheld orders<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>In an emergency, our personal insolvency team can apply to the court not to have your details published in the court files, bankruptcy order, London Gazette and\/or the Insolvency Register.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Asset\/debt protection and recovery<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Search and seizure orders, doorstep imaging orders, investigations using private and public examination procedures under the Insolvency Act.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Bankruptcy<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Bankruptcy orders to protect against creditors.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Challenges<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Challenging service of the statutory demand and challenging bankruptcy petitions on the grounds of disputed debts.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">COMI<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Detecting a debtor\u2019s centre of main interest under EC Insolvency Regulations.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Injunctions<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Injunctions to prevent the presentation of bankruptcy petitions, following the service of a statutory demand on the grounds of a genuinely disputed debt.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Individual Voluntary Arrangement (IVAs)<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Arrangements with creditors providing an effective framework and timetable for the settlement of debt.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Regulated employment<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Certain regulated professions such as accountancy, law, gambling, financial services and banking bar bankrupts from working for them. Other professions place restrictions on the types of work a bankrupt can do.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Regulatory<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Liaising with HMRC and other regulatory authorities<\/p>\n<\/div><\/details><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-more-from-the-team\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#9554ab\" class=\"has-inline-color\">More from the team<\/mark><\/h4>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Articles<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/what-can-debt-enforcement-companies-do\/\" target=\"_blank\" rel=\"noopener noreferrer\">What can debt enforcement companies really do?<\/a> \u2013 June 2019<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">At a glance<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<ul>\n<li>We pursue bankruptcy orders on behalf of private landlords, letting both commercial and residential properties in the UK, against defaulting tenants.<\/li>\n<li>We advise individuals of their personal guarantee obligations under commercial contracts (such as development and joint venture agreements).<\/li>\n<li>We advise directors and shadow directors in relation to wrongful\/fraudulent trading and misfeasance claims brought by liquidators.<\/li>\n<li>We advise individuals on high value HMRC claims for outstanding tax, interest, penalties and surcharges.<\/li>\n<li>We advise individuals seeking Voluntary Arrangements with a view to restructuring their debt liabilities.<\/li>\n<li>When seeking bankruptcy, we work closely with insolvency practitioners to assess our client\u2019s needs, obligations and expectations and to examine and determine whether bankruptcy is right for them.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Debt recovery costs information and transparency<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Please view the following&nbsp;<strong><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/sra-transparency-rules-debt-recovery-costs\/\" target=\"_blank\" rel=\"noopener noreferrer\">webpage<\/a><\/strong>&nbsp;for a full description of our costs and charges in accordance with the Solicitors Regulation Authority (SRA) Transparency Rules 2018.&lt;<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Related pages<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<ul>\n<li><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/our-expertise\/for-business\/corporate-insolvency\/\" target=\"_blank\" rel=\"noopener noreferrer\">Corporate insolvency<\/a><\/li>\n<\/ul>\n<\/div><\/details><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Whether you owe a substantial sum or a substantial sum of money is owed to you, personal insolvency advice is sought for many reasons, both in and out of your control. Speak to our head of dispute resolution, M. Qaiser Khanzada, today. View testimonials Practice areas More from the team<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":10810,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-expertise-inner-template.php","meta":{"_acf_changed":false,"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"class_list":["post-13034","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Personal insolvency solicitors | Central &amp; North London | RIAA Barker Gillette (UK)<\/title>\n<meta name=\"description\" content=\"Whether you owe a substantial sum of money, or a substantial sum of money is owing to you, we can help you. Call 020 7636 0555.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.riaabarkergillette.com\/uk\/our-expertise\/for-individuals\/personal-insolvency\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal insolvency\" \/>\n<meta property=\"og:description\" content=\"Whether you owe a substantial sum of money, or a substantial sum of money is owing to you, we can help you. 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