{"id":489,"date":"2021-11-29T22:51:53","date_gmt":"2021-11-29T22:51:53","guid":{"rendered":"https:\/\/riaabarkergillette.com\/uk\/our-team\/james-mcmullan\/"},"modified":"2026-02-20T13:03:21","modified_gmt":"2026-02-20T13:03:21","slug":"james-mcmullan","status":"publish","type":"our-team","link":"https:\/\/www.riaabarkergillette.com\/uk\/our-team\/james-mcmullan\/","title":{"rendered":"James McMullan"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\" id=\"h-partner-and-head-of-private-client\">Partner and Head of Private Client<\/h4>\n\n\n\n<p>James McMullan heads up our Private Client team. James started his career as a family lawyer, but over the years, his practice has grown to encompass all aspects of private client law, including estate planning, Inheritance Tax, lasting powers of attorney, lifetime gifts, living wills, mental capacity issues, probate and contentious probate, trusts and, of course, wills.<\/p>\n\n\n\n<p>James prides himself on spending sufficient time with clients at the outset of a matter to fully understand their position, needs, and objectives. He is committed to resolving disputes effectively, frequently using alternative dispute resolution (ADR). Given its costs and uncertainty, court litigation is a last resort.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"348\" src=\"https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/04\/Testimonial-Slides-James-McMullan-Charlotte-Barbaroussis-720x348.png\" alt=\"Testimonial Slides - James McMullan &amp; Charlotte Barbaroussis\" class=\"wp-image-22524\" srcset=\"https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/04\/Testimonial-Slides-James-McMullan-Charlotte-Barbaroussis-720x348.png 720w, https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/04\/Testimonial-Slides-James-McMullan-Charlotte-Barbaroussis-300x145.png 300w, https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/04\/Testimonial-Slides-James-McMullan-Charlotte-Barbaroussis-768x371.png 768w, https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/04\/Testimonial-Slides-James-McMullan-Charlotte-Barbaroussis.png 1280w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/figure>\n\n\n\n<p>Regarding trust and probate matters, James McMullan advises his clients of the benefit of complying with the&nbsp;<a href=\"http:\/\/www.actaps.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Association of Contentious Trusts &amp; Probate Specialists<\/a>&nbsp;(ACTAPS) code.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>James McMullan is an associate member of <a href=\"https:\/\/lifetimelawyers.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Association of Lifetime Lawyers<\/a>, the <a href=\"https:\/\/www.step.org\/member-profile\/0038000000giOlqAAE\">Society of Trust &amp; Estate Practitioners<\/a>&nbsp;(STEP) and ACTAPS.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"235\" height=\"81\" src=\"https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2023\/04\/STEP-Logo-Copy.jpg\" alt=\"Society of Trust and Estate Practitioners (STEP) Logo\" class=\"wp-image-15842\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><strong>Languages<\/strong>: English and Spanish.<\/p>\n\n\n\n<p>BA Spanish &amp; Social Anthropology at Queen\u2019s University, Belfast (1984)<br>LLB (Hons) Law at London Metropolitan University (1987)<br>Solicitor of England &amp; Wales (Admitted 1990)<br><a href=\"http:\/\/www.step.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">STEP<\/a> Diploma in Trusts &amp; Estates (distinction) (2006\/8)<br><a href=\"http:\/\/www.step.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">STEP<\/a> Advanced Certificate in Will Drafting (2014)<br><a href=\"http:\/\/www.actaps.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">ACTAPS<\/a> Education Course 2012<br><a href=\"http:\/\/www.actaps.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">ACTAPS<\/a> Member (2014)<\/p>\n\n\n\n<div class=\"col-sm-12\"><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/testimonial-category\/testimonials\/testimonials-private-client\/testimonials-james-mcmullan\/\" class=\"thumb-btn\">View testimonials<\/a><\/div>\n\n\n\n<script src=\"https:\/\/www.reviewsolicitors.co.uk\/widget\/rs.js\"><\/script>\n<div id=\"rswidget_0Aso9\" style=\"position: relative; \"><\/div>\n<script type=\"text\/javascript\">\n  var props = {\n    width : 400,\n    photo : false  };\n  rs.loadWidget('rswidget_0Aso9', 'individual-solicitor', 36692, props);\n<\/script>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-expertise\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#689eb5\" class=\"has-inline-color\">Expertise<\/mark><\/h4>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Articles<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/understanding-court-of-protection-applications-in-england-and-wales\/\">Understanding Court of Protection applications in England and Wales<\/a> &#8211; February 2026<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/love-in-later-life-and-the-inheritance-tax-trap\/\">Love in later life and the inheritance tax trap<\/a> &#8211; January 2026<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/london-expert-warns-of-a-trust-mis-selling-scandal-costing-uk-consumers-thousands\/\">London expert warns of a \u2018trust mis-selling scandal\u2019 costing UK consumers thousands<\/a> &#8211; October 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/diy-probate-in-england-understanding-the-risks\/\">DIY probate in England \u2013 understanding the risks<\/a> &#8211; September 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/what-happens-if-theres-no-will\/\">What happens if there\u2019s no will?<\/a> &#8211; September 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/residence-nil-rate-band\/\">How a last-minute gift could save your heirs \u00a3140,000 in tax<\/a> &#8211; June 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/capacity-and-client-care-supporting-older-and-vulnerable-clients-with-expertise-and-empathy\/\">Capacity and client care<\/a> &#8211; June 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/lifetime-gifting\/\">Strategic lifetime gifting: How to minimise your IHT liability<\/a> &#8211; May 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/business-lasting-power-of-attorney\/\">Preparing a business-lasting power of attorney<\/a>\u00a0&#8211; May 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/can-you-make-a-whatsapp-will\/\">Can you make a WhatsApp will?<\/a>\u00a0&#8211; April 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/estate-planning\/\">Estate planning: How not to make mincemeat of it!<\/a>\u00a0&#8211; March 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/your-executors\/\">Six tips to make things simple for your executors<\/a>\u00a0&#8211; February 2025<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/what-are-trustee-responsibilities\/\">What are trustee responsibilities? A guide to key duties and best practices<\/a>\u00a0&#8211; December 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/protect-vulnerable-people-from-fraud\/\">Protect vulnerable people from fraud<\/a>\u00a0&#8211; September 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/inheritance-tax\/\">RIAA Barker Gillette (UK) urges families to plan ahead to minimise Inheritance Tax<\/a>\u00a0&#8211; August 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/legal-jargon-in-wills\/\">Legal jargon in wills: understanding your will<\/a>\u00a0&#8211; July 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/inheritance-disputes\/\">Inheritance disputes on the rise<\/a>\u00a0&#8211; April 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/update-your-will-week\/\">We\u2019re proud to support Update Your Will Week 2024<\/a>\u00a0&#8211; 4 to 10 March 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/why-make-wills\/\">Why make a will?<\/a>\u00a0&#8211; February 2024<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/charitable-gifting\/\">Charities, gifts and inheritance tax<\/a>\u00a0&#8211; December 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/inheritance-tax-myths\/\">Six Common Inheritance Tax Myths<\/a>\u00a0&#8211; December 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/emergency-power-of-attorney-or-court-of-protection\/\">Can you obtain an Emergency Power of Attorney?<\/a>\u00a0&#8211; November 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/protecting-your-business-should-you-lose-mental-capacity\/\">Protecting your business should you lose mental capacity<\/a>\u00a0&#8211; October 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/estate-planning-for-blended-families\/\">Estate planning for blended families<\/a>\u00a0&#8211; August 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/the-intestacy-rules\/\">The Intestacy Rules Update<\/a>\u00a0&#8211; July 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/step-families-and-succession-planning\/\">Step-families and succession planning<\/a>\u00a0&#8211; June 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/when-is-a-gift-of-the-family-home-not-a-gift\/\">When is a gift of the family home, not a gift?<\/a>\u00a0&#8211; April 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/home-visits-for-wills-and-lpas\/\">Home visits for wills, LPAs and other sensitive topics<\/a>\u00a0&#8211; February 2023<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/what-is-a-trust-fund\/\">What is a trust?<\/a>\u00a0&#8211; November 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/hmrc-deadline-dispensation-for-trustees\/\">HMRC deadline dispensation for trustees<\/a>\u00a0&#8211; October 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/hmrc-impose-new-obligations-on-trustees\/\">HMRC impose new obligations on trustees<\/a>\u00a0&#8211; August 2022<br><a href=\"https:\/\/sfe.legal\/Public\/Resources\/Blog-Posts\/Why-make-a-Lasting-Power-of-Attorney.aspx\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>SFE<\/strong>: Why make a lasting power of attorney?<\/a>\u00a0&#8211; August 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/the-benefits-of-having-a-will\/\">The benefits of having a will<\/a>\u00a0&#8211; August 2022<br><a href=\"https:\/\/sfe.legal\/Public\/Resources\/Blog-Posts\/Why-make-a-Lasting-Power-of-Attorney.aspx\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why make a lasting power of attorney?<\/a>\u00a0&#8211; August 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/making-your-wishes-clear\/\">Powers of Attorney , making your wishes clear<\/a>\u00a0&#8211; July 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/protecting-your-digital-memories\/\">Protecting your digital memories<\/a>\u00a0&#8211; July 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/inheritance-tax-account-iht100-forms\/\">Inheritance Tax account IHT100 forms changes<\/a>\u00a0&#8211; June 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/06\/Telegraph-Article-15.06.22-Private-Client.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Not just for a rainy day<\/a>\u00a0&#8211; June 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/assets\/uploads\/2022\/06\/Telegraph-Article-15.06.22-Private-Client.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>The Telegraph<\/strong>: Not just for a rainy day<\/a>\u00a0&#8211; June 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/your-childrens-inheritance-rights\/\">What are your children\u2019s inheritance rights?<\/a>\u00a0&#8211; April 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/effects-of-covid-19-on-inheritance-tax\/\">The effects of Covid-19 on inheritance tax<\/a>\u00a0&#8211; February 2022<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/executors-processing-estates-during-covid-19\/\">Processing an estate as an executor during COVID-19<\/a>\u00a0&#8211; August 2020<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/how-to-pass-1m-to-your-children-iht-free\/\">How to pass \u00a31m to your children IHT free<\/a>\u00a0&#8211; April 2020<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/make-your-will-the-top-of-your-list\/\">Make your will the top of your list<\/a>\u00a0&#8211; April 2020<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/wp-content\/uploads\/2019\/11\/Article-Why-an-LPA-is-a-business-essential-B2059315.pdf\">Why a Lasting Power of Attorney is a business essential<\/a>\u00a0&#8211; November 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/feathering-new-student-fledglings-nests\/\" target=\"_blank\" rel=\"noreferrer noopener\">Feathering new nests for fledglings<\/a>\u00a0&#8211; August 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/what-is-a-personal-representative\/\">What is a personal representative?<\/a>\u00a0&#8211; August 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/asking-to-see-your-medical-records\/\">Asking to see your medical records<\/a>\u00a0&#8211; May 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/safeguarding-vital-when-appointing-others-to-act\/\">Safeguarding\u2019s vital when appointing others to act<\/a>\u00a0&#8211; April 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/can-you-ever-be-too-young-to-create-a-lasting-power-of-attorney\/\">Can you ever be too young to create a Lasting Power of Attorney?<\/a>\u00a0&#8211; March 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/death-and-taxes-are-said-to-be-the-two-certainties-of-life\/\">Death and taxes are said to be the two certainties of life\u2026<\/a>\u00a0&#8211; March 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/the-highly-contentious-non-contentious-probate-fees-order-2018\/\">The Highly Contentious \u2018Non-Contentious Probate (Fees) Order 2018\u2019<\/a>\u00a0&#8211; March 2019<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/soaring-fees-set-deadline-for-executors-and-estate-planning\/\">Soaring fees set deadline for executors and estate planning<\/a>\u00a0&#8211; December 2018<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/retirement-are-you-too-poor\/\">Too poor for retirement?<\/a>\u00a0&#8211; November 2018<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/islamic-wills-in-england-and-wales\/\">Islamic Wills in England and Wales<\/a>\u00a0&#8211; September 2018<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/tracking-your-digital-worth-for-the-next-generation\/\">Tracking your digital worth for the next generation<\/a>\u00a0&#8211; April 2018<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/last-will-and-testament-where-theres-will-theres-way\/\">Where there\u2019s a will there\u2019s a way<\/a>\u00a0&#8211; September 2017<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/wp-content\/uploads\/2017\/03\/Article-Take-stock-of-IHT.pdf\">Taking stock pays off when planning for inheritance tax<\/a>\u00a0&#8211; March 2017<br><a href=\"https:\/\/www.riaabarkergillette.com\/uk\/sudden-death-what-to-do\/\">Sudden death , What to do<\/a>\u00a0&#8211; October 2016<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Estate Planning<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>When advising clients on their wills, James can consider how inheritance tax will impact his clients&#8217; estates and recommend an appropriate form of will structure as well as any relevant lifetime estate planning steps that can help to mitigate against inheritance tax on the family wealth.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Inheritance<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>James has dealt with many <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/1975\/63\">Inheritance (Provision for Family and Dependants) Act 1975<\/a> claims. But what are they?<\/p>\n\n\n\n<p>Claims under the Inheritance Act allow specific categories of applicants to bring a claim against the estate of a deceased person where &#8216;reasonable financial provision&#8217; was not made for them under the terms of the dead person&#8217;s will or <a href=\"https:\/\/www.riaabarkergillette.com\/uk\/the-intestacy-rules\/\">the intestacy rules<\/a>.<\/p>\n\n\n\n<p>James recently settled a claim of this type in an estate with an approximate gross value of \u00a31,000,000. He drafted the settlement to save considerable inheritance tax due on the estate.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Intestacy rules<\/summary><div class=\"wp-block-coblocks-accordion-item__content\"><p><iframe loading=\"lazy\" width=\"720px\" height=\"1000px\" src=\"https:\/\/forms.office.com\/Pages\/ResponsePage.aspx?id=pcF5jgveLkKBfuNB3lb0tl-ZP0NwbrtFlGzI3zcnfBxUQ1BPV1lIT01PTVNDOVk1QTRLWVA0UjA3SS4u&#038;embed=true\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" style=\"border: none; max-width:100%; max-height:100vh\" allowfullscreen webkitallowfullscreen mozallowfullscreen msallowfullscreen> <\/iframe><\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Probate<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>James and his team can ensure that your loved one&#8217;s estate is administered efficiently and effectively, using all available allowances, exemptions, and reliefs from inheritance tax. At the end of the process, the executors will be provided with a final estate account, recording all of the critical information relating to the administration.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-disputes\">Disputes<\/h4>\n\n\n\n<p>Contentious probate claims are many and varied. For example, James recently recovered approximately \u00a3200,000 for clients disinherited due to lifetime gifts made by a deceased person alleged to have lacked mental capacity at the time and subject to undue influence.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Trust management and administration<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>James and his team can act as executors or trustees of a will trust or lifetime-created trust. They can deal with the legal management of a trust alongside accountants or family members to ensure the beneficiaries&#8217; interests are protected and that the trustees manage any trust fund effectively.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-disputes-0\">Disputes<\/h4>\n\n\n\n<p>Again, trust disputes are many and varied. Still, a recent example includes resolving a longstanding family dispute over a will trust going back two generations, with an agricultural land aspect.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Wills<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>James will ensure that you consider all tax advantages before making your will and that it is drafted and documented in line with your wishes. He will ensure it is properly signed and executed, a common cause of wills disputes. Knowing that your will has been drafted and signed correctly and incorporates all available tax reliefs will give you peace of mind and protect your loved ones from potential disputes after you have gone. As well as setting out where you want your assets to go, you can appoint guardians for your children and continue supporting specific people should you choose to.<\/p>\n<\/div><\/details><\/div>\n<\/div>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-webinars\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#9554ab\" class=\"has-inline-color\">Webinars<\/mark><\/h4>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ratio ratio-16x9\"><iframe loading=\"lazy\" title=\"An Introduction to Private Client Law: Navigating Wills, Trusts, Estate Planning &amp; Inheritance Tax\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/o1LLdWaekHk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; 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